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Point Debit Card — Worth the Hype?

Paul Burke
4 min readNov 25, 2020

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A review of the “Debit Card that Does it All”

Does It All paints high expectations for me.

I think of potatoes, the most versatile food in all the world, delicious in every shape and texture. LeBron James, a man with no kryptonite on the court. Or Meryl Streep, brilliant in any and every role she takes on.

So when the Point Debit Card says it Does It All, my eyebrow raises.

What makes you the Debit Card that Does it All?

Is the Point Debit Card all that it’s cracked up to be? We explore the pros and cons of the newest fintech innovation
You could say that the design of the Point Debit Card is on point. You see what I did there, right…

tldr: Point Debit Card costs $47-$84 a year depending on your plan, gives you 5x points on subscriptions (like Netflix, Spotify, HBOMax and OnlyFans*), 3x points on food delivery and rideshare, 1x points on everything else, insurance on new purchases/phone/deposit/trip/car insurance and an app with an advanced budgeting system.

Download the Point Mobile App to apply — you can’t signup through web.

As I read up on Point from sources like TechCrunch and Product Hunt, one statement from the founder seemed to be the bedrock and inspiration for the card that Does It All.

“A spending experience that is aligned with your best interests, rewards you for supporting your favorite brands, and promotes transparency.”

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Paul Burke
Paul Burke

Written by Paul Burke

Entrepreneur, Observationist and Wannabe Writer

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